FIT™ Platinum Mastercard® Review: $400 Credit Limit for Credit Rebuilding

Build credit with a $400 starting limit, monthly reporting to all three bureaus, and Mastercard Zero Liability Protection

FIT™ Platinum Mastercard® Review: $400 Credit Limit for Credit Rebuilding

The FIT™ Platinum Mastercard® is a credit card issued by The Bank of Missouri, designed for people who are rebuilding credit. It comes with a $400 initial credit limit, broad Mastercard acceptance, and monthly credit bureau reporting that can help you build or improve your credit with responsible use.

Advantages of this credit card

  • $400 initial credit limit, which can be easier to manage while rebuilding
  • recommended for FICO® Score: Poor – Fair (Rebuilding)
  • monthly reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • unsecured credit card that requires no security deposit
  • usable everywhere Mastercard is accepted at millions of locations
  • Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • applicants may be approved even with a poor or fair credit score
Rewards Rate Not provided
Credit Line $400 (initial credit limit)
Credit Recommended Poor – Fair (Rebuilding)
Regular APR 35.90% Fixed
Cash Advance APR Not provided
Annual Fee $99 first year; $125 thereafter