Get access to flexible financing starting at $3,500 with fixed monthly payments and no hidden fees.
Apply today and enjoy predictable terms, fast deposits, and the backing of American Express.
About American Express:
American Express is a global leader in payments and financial solutions, known for trust and innovation. Founded in 1850, it has built a reputation for excellence.
Beyond personal loans, American Express offers credit cards, savings products, and business solutions tailored to different customer needs.
Main characteristics of American Express Personal Loans
- Fixed APR rates from 6.99% to 19.99%
- Loan amounts starting at $3,500
- Repayment terms between 12 and 60 months
- Funds deposited as fast as 1 day after approval
- Exclusive to eligible American Express Card Members
Disadvantages
- Available only to eligible Card Members
- Cannot be used to pay American Express-issued card balances
Here is advice for you
If you’re searching for a loan that balances speed, security, and transparency, American Express Personal Loans are a top choice. The application process is straightforward, and the terms are clear.
With no origination fees or prepayment penalties, this loan saves you money while giving you the flexibility to manage repayments according to your financial goals.
Requirements to apply for this loan
- Be an eligible American Express Card Member
- Be at least 18 years old
- Be a U.S. citizen or resident
- Have an active American Express Consumer Card
- Receive a pre-approved loan offer
How to apply for the loan
- Log in to your American Express account and check if you have an offer.
- Select the loan amount and repayment terms.
- Submit your application and get a decision in seconds.
- Accept the loan agreement.
- Receive funds directly into your bank account, as fast as 1 day.
Apply for your Loan
American Express Personal Loans are designed to provide quick access to funds with transparent, predictable terms. Perfect for debt consolidation, home projects, or personal expenses.
Click below now to start your application and unlock the power of an American Express Personal Loan.