Get up to $30,000 with fixed payments and no surprises.
Apply online and get funds quickly—Citi makes it simple and smart!
About Citi
Citi is one of the world’s largest financial institutions, serving millions globally with innovative solutions. With over 200 years of history, it’s a name you can trust.
The bank offers a wide range of products, from credit cards and mortgages to savings accounts and investment tools—all with a focus on digital convenience.
Main characteristics of Citi Personal Loan
- Borrow between $2,000 and $30,000
- No origination, late, or prepayment fees
- Fixed interest rates and monthly payments
- Online application with instant decisions
- Same-day funding available for eligible customers
Disadvantages
- Only available to existing Citi customers
- Not suitable for those with poor credit history
Here is advice for you
If you’re looking for a personal loan that puts you first, the Citi Personal Loan delivers. With no hidden costs and a clear path to repayment, it’s designed for responsible borrowers who want a smarter way to finance their needs.
This loan isn’t just about borrowing money—it’s about doing it the right way. The transparency, speed, and trust of Citi make this offer stand out in a crowded field of personal loans.
Requirements to apply for this loan
- Must be an existing Citi customer
- Good to excellent credit score
- U.S. citizen or permanent resident
- Must be at least 18 years old
How to apply for the loan
- Log in to your Citi account
- Check your eligibility and pre-qualified offer
- Choose your loan amount and term
- Submit your online application
- Review and accept your loan terms
Apply for your Loan
The Citi Personal Loan is fast, fair, and free of fees—giving you full control of your financial journey.
Click the button below to take charge and discover how Citi can help you reach your goals today!