Comerica Home Equity: make your home equity work harder

Access a revolving line of credit with competitive rates and total control

Comerica Home Equity

Use your home to secure a credit line tailored to your life.

Flexible, reusable, and full of possibilities — all with Comerica’s trusted service.

About Comerica Bank:

Comerica Bank has over 170 years of experience in delivering financial solutions across personal, business, and wealth management. Headquartered in Dallas, it has a strong footprint in Michigan, Texas, Arizona, Florida, and California.

Beyond home lending, Comerica offers checking and savings accounts, personal loans, credit cards, and investment products — all designed to support long-term financial success for its customers.

Main characteristics of Comerica Home Equity

  • Revolving line of credit with flexible access 
  • Competitive variable interest rates 
  • Only pay interest on what you use 
  • No prepayment penalties 
  • May offer tax-deductible interest¹ 

Disadvantages

  • Variable rates may rise with market conditions 
  • Requires sufficient equity in your home 

Here is advice for you

If you’re looking for a smart, ongoing way to fund life’s big projects, this HELOC is a great fit. It adapts to your goals while minimizing unnecessary costs, making it one of the most versatile tools available for homeowners today.

As financial product specialists, we recommend Comerica’s Home Equity Line of Credit for anyone seeking long-term financial agility. It gives you the confidence to plan ahead and the flexibility to adjust as life evolves.

Requirements to apply for this loan

  • Must own a home with available equity 
  • Good credit history and verifiable income 
  • Property must meet Comerica’s eligibility criteria 

How to apply for the loan

  1. Visit Comerica’s official home equity page 
  2. Click “Apply Now” or contact a lending specialist 
  3. Complete your application and submit documentation 
  4. Wait for approval and review the terms 
  5. Start using your HELOC after closing 

Apply for your Loan

Access your equity with confidence and flexibility.
Click below to explore how Comerica’s HELOC can help you reach your next goal.