Consolidate your balances with a single, predictable monthly payment.
Apply now and see how a Discover personal loan can make debt repayment easier.
About Discover:
Founded in 1985, Discover is a leading financial services provider known for innovation, transparency, and customer-focused solutions. With decades of experience, Discover helps millions of customers manage credit, savings, and loans confidently.
In addition to personal loans, Discover offers credit cards, banking products, and tools to help you make smarter financial decisions every day.
Main characteristics of Discover Debt Consolidation Loan
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Borrow $2,500 to $40,000
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APRs from 7.99% to 24.99%
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Repayment terms from 36 to 84 months
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Funds delivered as soon as the next business day
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Option to send funds directly to your creditors
Disadvantages
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Requires a minimum annual income of $25,000
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Extending the loan term may increase total interest paid
Here is advice for you
If you’re looking to take control of your debt and simplify your payments, the Discover Debt Consolidation Loan is an excellent option. Its combination of flexible amounts, fixed rates, and direct creditor payments makes it easy to manage your finances effectively.
For those serious about becoming debt-free faster, this loan provides the tools you need to succeed, supported by the reliability and reputation of Discover.
Requirements to apply for this loan
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Be at least 18 years old
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Have a valid U.S. Social Security number
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Minimum individual or household annual income of $25,000
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Meet Discover’s creditworthiness and debt-to-income criteria
How to apply for the loan
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Check your rate online with no impact on your credit score.
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Complete the quick application in minutes.
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Receive an approval decision.
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Accept your terms and choose where the funds should go — either directly to creditors or to your bank account.
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Start managing your consolidated debt with a single, predictable payment.
Apply for your Loan
Take control of your debt with competitive rates and no prepayment penalties.
Click below to explore your options and begin your path to financial freedom today!