Say goodbye to hidden costs and hello to simplicity. With Discover Personal Loan, what you see is what you get.
Get up to $40,000 fast with no fees ever—and pay it back on your own terms. It’s personal lending done right.
About Discover
Discover is a trusted name in American finance and a division of Capital One, N.A. With decades of experience, it brings confidence and convenience to borrowers nationwide.
Beyond personal loans, Discover offers credit cards, student loans, banking services, and more—always with a commitment to transparency and customer satisfaction.
Main characteristics of Discover Personal Loan
- Fixed APRs from 7.99% to 24.99%
- Loan amounts between $2,500 and $40,000
- Flexible repayment terms from 3 to 7 years
- Funds sent as early as the next business day
- No fees: no origination, no late, no prepayment
Disadvantages
- Minimum income of $25,000 required
- Not available for paying off Capital One or Discover accounts
Here is advice for you
If you’re tired of juggling high-interest debts or planning a big purchase, the Discover Personal Loan can give you clarity and control. You won’t lose money to unnecessary fees, and you’ll know exactly what to expect from day one.
The flexibility to choose your term length, combined with fixed rates and no hidden costs, makes this a strong option for anyone looking to simplify their financial life and make smarter money moves.
Requirements to apply for this loan
- Be at least 18 years old
- U.S. citizen or permanent resident
- Valid Social Security Number
- Minimum annual income of $25,000
- Satisfactory credit history
How to apply for the loan
- Visit the Discover Personal Loans website
- Check your rate without impacting your credit
- Review your personalized offer
- Submit the full application
- Accept the loan terms and receive funds
Apply for your Loan
The Discover Personal Loan is fast, flexible, and refreshingly fee-free. If you’re looking for a reliable, stress-free solution—this is it.
Take the next step toward financial control. Click below and apply now!