Switch to LightStream and enjoy fast approvals and low fixed rates designed to help you save more.
Apply today and experience Lending Uncomplicated®.
About LightStream by Truist:
LightStream is the online lending division of Truist Bank, one of the most respected financial institutions in the U.S. With a reputation for innovation and reliability, LightStream has been simplifying the lending process for thousands of satisfied customers.
In addition to auto refinancing, LightStream offers financing for home improvements, recreation, education, and more, making it a versatile option for a variety of financial needs.
Main characteristics of LightStream Auto Refinancing
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Loan amounts from $5,000 to $100,000
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APRs starting at 6.74% with AutoPay
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Loan terms ranging from 24 to 240 months
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Virtually paperless application process
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Funding as soon as the same business day
Disadvantages
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Requires good to excellent credit for the lowest rates
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Rates are slightly higher without AutoPay enrollment
Here is advice for you
As a trusted online lender, LightStream offers a unique combination of speed, transparency, and customer satisfaction. If you’re ready to reduce your auto loan costs and enjoy flexible terms, this refinancing solution is worth serious consideration.
Whether your goal is lowering your monthly payment or paying off your loan faster, LightStream helps you achieve it with clear, competitive options tailored to your credit profile.
Requirements to apply for this loan
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Good to excellent credit score
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Valid U.S. bank account
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Proof of income and identification
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Vehicle and current loan information
How to apply for the loan
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Check your rate online with a simple application.
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Review your personalized loan terms and select your preferred option.
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Complete the online agreement and provide your banking details.
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Finalize verification and receive your funds — often on the same day.
Apply for your Loan
With its quick funding, low rates, and zero prepayment penalties, LightStream Auto Refinancing is the smart way to save.
Click below and start your refinancing journey with confidence!