With M&T Personal Loan, you’re just one step away from getting the funds you need—without the fees you don’t.
Borrow up to $50,000 and pay it back your way, over terms that fit your budget and lifestyle.
About M&T Bank:
M&T Bank is a well-established financial institution with over 165 years of history, offering personalized banking solutions throughout the Northeast and Mid-Atlantic regions.
Beyond personal loans, M&T provides a full range of financial products including mortgages, credit cards, and business banking services—trusted by millions.
Main characteristics of M&T Personal Loan
- Borrow from $2,000 to $50,000
- Repayment terms from 12 to 84 months
- No application or origination fees
- No prepayment penalties
- Quick decisions, often within 24 hours
Disadvantages
- Only available in select U.S. states
- Requires good credit for best rates
Here is advice for you
If you value speed, flexibility, and zero surprises, the M&T Personal Loan is worth considering. It gives you fast access to funds and the freedom to repay at your pace, all without tying up your assets.
This is a reliable choice for anyone looking to consolidate credit card debt, cover a major expense, or take control of their financial future—without paying more than necessary.
Requirements to apply for this loan
- Be at least 18 years old
- U.S. resident in eligible states
- Valid government-issued ID
- Proof of income
- Good credit history preferred
How to apply for the loan
- Visit the official M&T Bank website
- Choose “Personal Loans”
- Use the calculator to estimate your terms
- Fill out the online application
- Wait for a quick decision, often in 24 hours
Apply for your Loan
With no fees and flexible terms, the M&T Personal Loan makes borrowing simple and stress-free.
Click below to see all the details and start your application with confidence.