About Chase Bank
Chase, part of JPMorgan Chase & Co., is one of the largest and most trusted banks in the United States. It serves millions of customers with products ranging from credit cards and mortgages to personal loans and auto financing. With over 200 years of history, Chase continues to deliver innovative solutions, offering secure banking, digital tools, and exclusive benefits for individuals and businesses alike.
Main characteristics of My Chase Loan®
- Fixed monthly payments with a lower APR
- No origination or early payoff fees
- No application or credit check required
- Uses part of your available credit line
- Funds deposited directly into your bank account
Disadvantages
- Only available to eligible Chase cardmembers
- Reduces your available credit limit for new purchases
Here is advice for you
If you already have a Chase credit card and need quick access to cash, My Chase Loan® is a smart choice. It offers predictability, convenience, and transparency compared to high-interest alternatives.
As a financial expert, I recommend this loan for anyone seeking simplicity and control over their borrowing. You’ll know exactly what you owe, with no surprises along the way.
Requirements to apply for this loan
- Must be an existing Chase credit cardholder
- Loan availability depends on credit line and eligibility
- Must have an eligible Chase account in good standing
How to apply for the loan
- Log in to your Chase account online or through the Chase Mobile® app
- Check if My Chase Loan® is available to you
- Select your loan amount and repayment term
- Confirm your details and submit your request
- Receive funds directly into your bank account, often within 1–2 business days
Apply for your Loan
With My Chase Loan®, you can enjoy the security of borrowing from a trusted institution and the flexibility of a lower APR with no fees.
Click below to check your availability and take advantage of this loan today—fast, simple, and designed for Chase customers like you.