From urgent repairs to dream vacations, OneMain Financial helps make it happen—fast.
Fixed rates, fast funding, and no surprises. Let’s do this.
About OneMain Financial:
With over 100 years of experience, OneMain Financial has built a strong reputation for providing personal loans with fast decisions and local service through 1,300+ branches.
Beyond personal loans, OneMain also offers credit cards, insurance, and mortgage payment solutions—all with a commitment to transparency and customer support.
Main characteristics of OneMain Financial Personal Loan
- Loan amounts from $1,500 to $20,000
- Fixed APR between 18.00% and 35.99%
- Loan terms of 24 to 60 months
- Secured or unsecured loan options
- Funds available as fast as 1 hour after closing
Disadvantages
- Origination fees may apply depending on state and loan type
- APR can be higher for borrowers with lower credit scores
Here is advice for you
If you need a personal loan with fast turnaround and simple requirements, OneMain Financial is a great choice. Their flexibility in offering secured loans gives you better odds of approval—and possibly better terms.
Also, the ability to receive your funds in just one hour (with a debit card) makes this one of the quickest options on the market. Whether you apply online or in a branch, the process is designed to get you funded without the wait.
Requirements to apply for this loan
- Valid proof of identity (e.g., driver’s license or passport)
- Proof of residence (utility bill or lease)
- Proof of income (pay stubs or tax return)
- Meet creditworthiness and state-specific criteria
How to apply for the loan
- Go to the OneMain Financial website
- Click on “Check for Offers”
- Fill out the prequalification form (no impact on credit score)
- Review your loan offers
- Complete the application and upload required documents
- Choose your loan terms and sign electronically
- Receive your funds—possibly within 1 hour
Apply for your Loan
OneMain Financial Personal Loan offers the flexibility, transparency, and speed you need—all backed by a century of trust.
Click below and check your offer with zero impact on your credit score.