Amazon Visa: turn your everyday spending into daily rewards with up to 5% back and no annual fee

Enjoy 3% back on Amazon purchases — or 5% with Prime — and no annual fee ever

Amazon Visa: turn your everyday spending into daily rewards with up to 5% back and no annual fee

If you shop Amazon often, this is the card that pays you back for it. With the Amazon Visa, you earn unlimited rewards — 3% back on Amazon.com and Whole Foods, or 5% with Prime. You also get 2% back at restaurants, gas stations and local transit, and 1% back on everything else.

And there’s more: no annual fee, no foreign transaction fees, daily reward redemption, and a welcome gift card as soon as you’re approved. Want cashback and flexibility in a single card? This one checks all the boxes.

About the bank – JPMorgan Chase

JPMorgan Chase is one of the largest and most trusted financial institutions in the world. With over 4,700 branches and 15,000 ATMs across the U.S., it serves millions of personal, business, and investment banking clients.

Chase offers checking and savings accounts, mortgages, auto loans, and investing through J.P. Morgan Wealth Management. The bank is known for combining digital innovation with top-tier financial services, making it a leader in the U.S. financial market.

How this card works

The Amazon Visa is a cashback credit card designed for everyday use — especially for Amazon and Whole Foods shoppers. You can earn up to 5% back on eligible purchases with a Prime membership, and 3% if you’re not a member.

As a Visa Signature card, it comes packed with benefits like extended warranty protection, purchase and travel insurance, baggage delay coverage, and no foreign transaction fees. Plus, it’s contactless-ready and accepted worldwide.

Requirements to apply for this credit card

  • Be at least 18 years old
  • Have a valid U.S. Social Security Number (SSN)
  • Maintain a good to excellent credit score
  • Must not currently hold an Amazon Visa or Prime Visa
  • Be a U.S. resident with a verifiable address

Card fees

  • $0 annual fee
  • $0 foreign transaction fee
  • Variable APR: 19.49% to 28.24%, based on creditworthiness
  • Late payment fee may apply

Apply for your card online

  • Visit the official Amazon Visa application page
  • Sign in with your Amazon account
  • Choose the offer based on your Prime status
  • Fill in your personal and financial details
  • Submit your application for instant approval

Get approved today!

Why wait to earn rewards? With the Amazon Visa, you start saving from day one — with up to 5% back and a gift card just for signing up. Whether you’re buying groceries, streaming entertainment, or filling up your tank, this card gives back on every dollar.

Ready to start earning? Apply now and enjoy fast approval, top-tier perks, and exclusive Amazon benefits.