Bank of America Premium Rewards: elevate your lifestyle today

Discover the power of points with the best credit card to apply for

Bank of America Premium Rewards

Choosing the right credit card can transform your financial trajectory, especially when you opt for a product that rewards your travel and dining habits so generously.

The Bank of America Premium Rewards card is built for those who demand excellence and efficiency in their credit card application choices.

What are the benefits of Bank of America?

Bank of America is a pillar of the global banking community, providing cardholders with unmatched security and digital tools.

When you apply for credit card products with this issuer, you gain access to an award-winning mobile app that makes managing your credit cards simple and intuitive.

How does this credit card work?

This card works on an unlimited points system: you earn 2 points for every $1 spent on travel and dining, and 1.5 points for every $1 spent on everything else.

Unlike a starter credit card, there are no categories to track or limits on how much you can earn, making it a top credit card for travel benefits.

Requirements to apply for this credit card

  • Must be at least 18 years of age.
  • A valid Social Security Number is required.
  • Excellent credit score is typically needed for good credit cards.
  • Verifiable income to support your credit card offer request.

Card fees

  • Annual Fee: $95.
  • Standard APR: 19.49% to 27.49% variable.
  • Foreign Transaction Fee: $0 (None).
  • Balance Transfer Fee: 5% of each transaction.

Apply for your card online

  1. Click the “Apply Now” button to visit the secure apply credit card portal.
  2. Enter your personal and financial details into the digital form.
  3. Review the comprehensive rewards and credit card for travel rewards benefits.
  4. Submit your credit card application and get ready for a world of premium perks.

Get approved today!

Take the leap and apply credit card today to start earning unlimited points on every meal and every trip.

Your journey toward premium rewards and elite travel status begins the moment you submit your application!