BankAmericard Credit Card – Your Tool for Smarter Finances

Enjoy zero annual fee and a low intro APR for balance flexibility

BankAmericard

If your goal is to manage debt and keep interest costs low, the BankAmericard Credit Card is a practical choice. This card is built to help you save money and simplify how you handle your credit.

With a 0% APR intro offer and robust digital tools, it’s perfect for those who value simplicity and security in a credit card.

About the bank Bank of America

Bank of America is one of the largest financial institutions in the U.S., trusted by millions of customers nationwide. With a wide portfolio of financial products and decades of expertise, it combines reliability with innovative services to make banking convenient and secure.

Beyond the BankAmericard Credit Card, Bank of America offers checking and savings accounts, loans, and advanced digital banking solutions designed to meet the needs of every customer.

How This Card Works

The BankAmericard Credit Card offers a 0% introductory APR for the first 18 billing cycles on purchases and balance transfers made within 60 days of opening your account. After that, a variable APR of 15.24% to 25.24% applies, based on your credit profile.

Although it’s not a rewards card, it’s designed to help you save on interest while giving you access to valuable tools like fraud protection, contactless payment technology, and mobile banking.

Requirements to apply for this credit card

  • Be at least 18 years old (21 in Puerto Rico)

  • Have a valid U.S. address and Social Security number

  • Meet Bank of America’s credit approval standards

Card fees

  • Purchase APR: 0% for the first 18 billing cycles, then 15.24% – 25.24% variable APR

  • Balance transfer fee: 3% for the first 60 days, then 4%

  • Annual fee: None

  • Penalty APR: None

Apply for your card online

  • Visit the Bank of America website and go to the BankAmericard Credit Card page

  • Click “Apply Now”

  • Complete the secure application with your details

  • Submit your application and wait for a quick decision

  • Upon approval, start managing your account easily through online and mobile banking

Get approved today!

Take control of your finances with a card that prioritizes simplicity, savings, and security. With no annual fee and a generous intro APR offer, the BankAmericard Credit Card makes financial flexibility easy.

Apply now and start saving more while managing your balances efficiently.