The BankAmericard for Students: your first step to financial success

Master your budget with 0% interest and world-class security

BankAmericard for Students

The BankAmericard for Students is more than just a piece of plastic; it is an essential tool for applying for credit card benefits that actually matter to a student’s lifestyle.

Without the distraction of complex points systems, this credit card focuses on what matters: keeping your costs low while you learn to navigate the world of adult finances.

What are the benefits of Bank of America?

Choosing a partner like Bank of America means you value good credit cards to apply for that offer long-term support and guidance.

Their commitment to community and educational resources ensures that you have a mentor in your pocket, helping you achieve your financial goals every step of the way.

How does this credit card work?

This card provides an incredible credit card 0 apr period for nearly two years, making it one of the most generous offers for those just starting out.

It functions perfectly as a low interest credit card alternative, allowing you to carry a balance for essential school supplies without accruing interest during the introductory period.

Requirements to apply for this credit card

  • Must be currently enrolled in a college or university.
  • Must be at least 18 years of age.
  • Proof of income or a co-signer may be required if under 21.
  • A valid Social Security number and U.S. residential address.
  • A commitment to maintaining good financial habits.

Card fees

  • Annual Fee: $0 (credit card no annual fee)
  • Introductory APR: 0% for 21 billing cycles.
  • Balance Transfer Fee: 5% of the transaction.
  • Late Payment Fee: See terms and conditions for details.

Apply for your card online

  • Click the “Apply Now” button to go directly to the credit card application page.
  • Provide your school information and current enrollment status.
  • Enter your financial details to see your customized credit card offer.
  • Submit your apply credit card form through the secure online portal.
  • Receive a decision and start using your mobile banking app to manage your new account!

Get approved today!

Take advantage of the 21-month 0% APR offer and see why this is considered the best credit card to apply for when you’re just starting out.

Secure your financial future today and start applying for credit card access in just a few clicks!