Are you just starting your credit journey or looking for a smart way to rebuild it? The Capital One Arro Card offers a simple and rewarding path. With instant approvals, no hard credit checks, and practical perks, this card helps you take control of your financial future — all from your phone.
You can even earn up to $200, grow your credit limit to $2,500, and get rewarded with 1% cashback at places you already shop, like Walmart and Target. Let’s explore everything the Arro Card has to offer.
About the bank: Community Federal Savings Bank
The Capital One Arro Card is issued by Community Federal Savings Bank, a trusted FDIC-member institution. Known for backing innovative fintech solutions, the bank ensures cardholders enjoy safety, stability, and digital-first banking.
In partnership with Mastercard, Community Federal Savings Bank brings modern credit solutions to people looking to build or rebuild their credit. With its streamlined and inclusive approach, the Arro Card reflects the bank’s commitment to accessible financial products.
How This Card Works
The Arro Card is a no-security-deposit credit card designed for ease and fast growth. There’s no hard credit pull to apply, and you can get started in minutes. You’ll earn 1% cashback on essential purchases like gas and groceries, including at major retailers. As you manage your spending well using the Arro app, your credit limit can increase up to $2,500.
Backed by Mastercard, the Arro Card is accepted worldwide and includes basic fraud protection and secure transactions. Whether you’re buying online or in stores, you can count on reliability and convenience.
Requirements to apply for this credit card
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Be at least 18 years old
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Have a valid Social Security Number or ITIN
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U.S. address and bank account
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No need for a good credit score — no credit check required
Card fees
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No annual fee
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No security deposit
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No hard credit inquiry
Apply for your card online
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Go to the Arro website (link provided by the card issuer)
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Fill out the short application form
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Submit in under 5 minutes
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Get instant decision — no hard pull
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If approved, start using your card immediately
Get approved today!
Whether you’re a student, gig worker, or simply new to credit, the Capital One Arro Card gives you the tools to succeed financially — without locking you into high fees or complicated terms. With the ability to earn cashback and grow your credit, it’s a smart, low-risk choice.
Don’t wait to take the next step in your financial journey. Apply online now and unlock all the benefits this powerful little card offers.