If you are looking for the best credit card to apply for to simplify your rewards strategy, the Citi Custom Cash® Card offers a revolutionary approach to cash back.
It is a credit card for cash back that doesn’t force you to choose a category; instead, it looks at your spending and rewards your top eligible category with 5% back every billing cycle.
What are the benefits of Citibank?
Citibank is a global financial powerhouse with a long history of providing good credit cards to apply for that offer robust security and innovative features.
When you choose a credit card from Citi, you are joining one of the world’s largest financial institutions, known for its extensive network of ATMs and 24/7 world-class customer service.
How does this credit card work?
The rewards are earned as ThankYou Points, which can be redeemed for direct deposits, checks, or even used to shop at Amazon.com.
This versatility makes it a competitive credit card for travel rewards when booking through Citi Travel℠, fitting perfectly into the diverse financial landscape of the United States.
Requirements to apply for this credit card
- Must be at least 18 years of age with a valid Social Security Number.
- A good to excellent credit score is typically required for a successful credit card application.
- Verifiable income to support your ability to pay and qualify for credit cards with high limits.
- U.S. residency is required for this specific Citibank offer.
Card fees
- Annual Fee: $0 (Enjoy a 0 annual fee credit card).
- Intro Purchase APR: Check current offer terms (Intro APR usually applies to balance transfers).
- Balance Transfer Fee: 5% of each transfer ($5 minimum).
- Foreign Purchase Fee: 3% of the U.S. dollar amount of each purchase.
Apply for your card online
- Click the “Apply Now” button to be taken directly to the secure Citibank portal.
- Fill out the credit card application with your employment and personal information.
- Review the list of 10 eligible 5% categories to plan your first month of spending.
- Submit your request for your new credit card and receive a decision in minutes!