Looking for a straightforward, low-cost way to improve your credit score? The DCU Visa Platinum Secured Credit Card is designed for just that. With no annual fees and a secured credit limit based on your savings, you gain the flexibility of a credit card while strengthening your financial future.
Enjoy the convenience of mobile wallet compatibility, tap-to-pay functionality, and free credit score monitoring. Whether you’re making daily transactions or traveling abroad, this card offers seamless security and spending power.
About Digital Federal Credit Union (DCU)
Founded with the mission of making financial services accessible, DCU (Digital Federal Credit Union) is one of the leading credit unions in the United States.
Known for its commitment to low fees and competitive rates, DCU offers a variety of financial products, including credit cards, personal loans, mortgages, and checking accounts.
How This Card Works
The DCU Visa Platinum Secured Credit Card is secured by a deposit in your DCU Primary Savings account, determining your credit limit. Unlike traditional secured cards, this one offers a low 15.75% APR, making it an affordable option for responsible credit growth.
As a Visa Platinum cardholder, you also get access to exclusive perks such as extended warranty protection, travel accident insurance, and live music experiences with Sofar Sounds—enhancing your lifestyle while you build credit.
Requirements to Apply
- Must be a DCU member
- Security deposit required (held in your DCU Primary Savings)
- Must meet DCU’s credit eligibility criteria
Fees and Interest Rates
- APR: 15.75% (variable)
- Annual Fee: $0
- Balance Transfer Fee: $0
- Cash Advance Fee: $0
- Foreign Transaction Fee: $0
Step-by-Step Application Guide
- Provide Your Information – Fill out personal and financial details in the application.
- Select Your Card Type – Decide on the secured deposit amount.
- Submit Your Application – Review and confirm your details before applying.
Get Approved Today!
Take control of your credit journey with the DCU Visa Platinum Secured Credit Card. Whether you’re building or rebuilding credit, this card offers a low-cost, high-security solution. Click below to apply and start your financial journey today!