The Merrick Bank Secured Credit Card is designed for those looking to establish or rebuild their credit with confidence. With flexible credit limits, monthly FICO® Score access, and fraud protection, this card gives you the tools to take control of your financial journey.
By reporting your payment history to all three major credit bureaus every month, this card helps you build a solid credit profile over time. Plus, with Mastercard® benefits, you enjoy exclusive perks and security.
About Merrick Bank
Established with a focus on helping consumers gain access to credit, Merrick Bank offers a variety of credit card products, personal loans, and CD-secured loans.
With a commitment to financial education and responsible credit use, Merrick Bank has helped millions of customers successfully build and manage their credit.
How Does This Card Work?
The Merrick Bank Secured Credit Card operates just like a traditional credit card but requires a security deposit that determines your credit limit—ranging from $200 to $3,000. This card is designed to help you establish positive credit habits while enjoying the perks of a Mastercard®.
As a Mastercard® holder, you gain access to global acceptance, fraud protection, and exclusive experiences, making it more than just a credit-building tool—it’s a reliable financial companion.
Requirements to Apply
- Must be at least 18 years old
- Valid Social Security Number
- U.S. mailing address
- Security deposit of at least $200
Step-by-Step Guide to Apply
- Choose your preferred credit limit by selecting a security deposit amount.
- Complete the online application with your personal details.
- Submit your security deposit to open your account.
- Receive your card and start building your credit responsibly.
Get Approved Today!
Take control of your credit journey with the Merrick Bank Secured Credit Card. Whether you’re building or rebuilding your credit, this card provides the tools you need for success. Apply now and start paving the way to a stronger financial future!