With the OpenSky® Secured Visa®, you can rebuild your credit with ease. Simply deposit $200 and start improving your score today!
About Capital Bank N.A.
Capital Bank N.A. issues the OpenSky® Secured Visa® and is known for offering accessible financial products designed to help customers build credit.
Besides this card, the bank also provides checking accounts and financing options, supporting customers on their financial journey.
How Does This Card Work?
The OpenSky® Secured Visa® is a secured credit card, where your initial deposit determines your credit limit. Responsible use helps improve your credit score.
As a Visa card, it’s accepted at millions of locations worldwide. Plus, you can add it to Apple Pay, Google Pay, and Samsung Pay for easy digital payments.
Requirements to Apply
- Must be at least 18 years old
- Make a minimum $200 security deposit
- Have a bank account to transfer the deposit
- Provide basic financial information
Card Fees
- Annual fee: $35
- Regular APR: 24.64% (variable)
- Late payment fee: Up to $41
Step-by-Step Guide to Apply
- Visit the official OpenSky® Secured Visa® website
- Fill out the application with your details
- Choose your security deposit amount
- Submit your application and wait for approval
- Once approved, your card will be shipped to your address
Get Approved Today!
The OpenSky® Secured Visa® has helped over 1.4 million people build their credit. No credit check, easy approval!
Don’t wait! Click the button below and apply now!