Imagine a world where your score no longer makes lenders run away. It all starts with this cash back credit card that lets you put bad credit behind you for good.
This credit card offer is the bridge between where you are and where you want to be. Stop settling for “denied” and start building a profile that says “welcome home” to lenders.
What are the benefits of Capital Bank?
Capital Bank, N.A. is the institution behind OpenSky and deeply understands the need for accessible credit. They specialize in products that help consumers graduate to traditional banking tiers.
By choosing Capital Bank, you are partnering with a leader in financial transparency. They provide the automated tools you need to ensure you never miss a beat during your credit journey.
How does this credit card work?
The OpenSky Secured Visa is a credit card that uses a refundable deposit to set your spending limit. Since it is a Visa, you can use it at millions of locations worldwide or online.
This starter credit card acts as training wheels for your financial life. After 6 to 12 months of consistent use, you could qualify for a limit increase to turbocharge your score.
Requirements to apply for this credit card
- Must be at least 18 years old.
- Must have a valid Social Security Number or ITIN.
- Refundable security deposit (minimum $200).
- A valid US mailing address.
- Verifiable source of income.
Card fees
- Annual fee: $35.
- Minimum deposit: $200.
- Maximum deposit: $3,000.
- Variable APR: 23.89%.
Apply for your card online
- Click the “APPLY NOW” button to visit the secure application page.
- Complete the 2-minute form with your basic financial details.
- Define your own credit limit by choosing your deposit amount.
- Get a fast decision with no impact on your current credit score.
- Fund your deposit and wait for your card to arrive in the mail.
Get approved today!
Don’t miss the chance to start your credit card application and join users who see an average 47-point increase. Take control of your destiny and stop letting a number define your lifestyle.
The chance to get a good credit cards experience with an 89.4% approval rate is waiting for you. Act now to secure your spot and start the financial upgrade you deserve.