The Prosper® Card is more than just another credit card—it’s a financial tool built to help you thrive. With no annual fee in your first year when you set up AutoPay and no security deposit required, this card puts credit-building within reach.
Enjoy perks like no ATM cash withdrawal fees and access to financial education resources, all while building positive credit history with regular bureau reporting.
About the bank Coastal Community Bank
The Prosper® Card is issued by Coastal Community Bank, Member FDIC, under license from Mastercard International. Coastal Community Bank is known for delivering innovative financial products in partnership with trusted fintech leaders.
Prosper, founded in 2005, has helped millions of people achieve their financial goals through personal loans, credit cards, and home equity products. Together, Prosper and Coastal Community Bank provide a secure, reliable, and customer-focused experience for cardholders.
How This Card Works
The Prosper® Card offers an initial line of $500 to $3,000, with 50% of your credit line available instantly upon approval. Your account is automatically reviewed for potential credit line increases, making it easier to grow your credit over time.
As a Mastercard, it’s accepted worldwide and includes built-in fraud protection, ensuring your transactions are safe no matter where you are.
Requirements to apply for this credit card
- Must be at least 18 years old and a U.S. resident
- Must meet Prosper’s underwriting and income verification criteria
- No security deposit required
- Signing up for AutoPay waives the first-year annual fee
Card fees
- Annual fee: $59 (waived the first year with AutoPay)
- No fees for ATM cash withdrawals (third-party ATM fees may apply)
Apply for your card online
- Visit the Prosper website and check your offer (no impact on credit score)
- Enter your personal and financial details securely
- Submit your application for a quick decision
- Upon approval, access 50% of your credit line instantly
- Receive your card by mail and enjoy full access to your credit limit
Get approved today!
The Prosper® Card is a smart way to start building your credit history while avoiding unnecessary fees. With instant access to funds, automatic credit line reviews, and no deposit required, it’s designed to make your financial life easier.
Don’t wait—take control of your credit journey today and enjoy the benefits of the Prosper® Card.