The SavorOne Rewards for Students is a credit card no annual fee option designed for students who want everyday value without extra yearly cost.
With Capital One, this new credit card can help you build credit history while earning unlimited cash back in categories students often use.
What are the benefits of Capital One?
Capital One is a major U.S. bank offering good credit cards across cash back, travel, business, and student categories.
Its digital tools, mobile banking app, Capital One Travel, and Capital One Entertainment make this credit card feel practical beyond the classroom.
How does this credit card work?
This credit card for beginners earns 3% cash back at grocery stores, dining, entertainment, and popular streaming services, plus 1% on other purchases.
It also offers credit card for travel benefits value with no foreign transaction fees and access to travel features through Capital One Travel.
Requirements to apply for this credit card
- Be at least 18 years old
- Have a valid Social Security Number or Individual Taxpayer Identification Number
- Be currently enrolled, or admitted and planning to enroll within 3 months
- Attend an accredited university, community college, or higher education institution
- Have an address in the 50 United States, Washington, D.C., Puerto Rico, or a U.S. military location
- Meet Capital One credit standards
- Have monthly income that exceeds monthly rent or mortgage payment by at least $425
Card fees
- Annual fee: None
- Purchase APR: 18.49%, 24.49%, or 28.49% variable
- Transfer APR: 18.49%, 24.49%, or 28.49% variable
- Cash advance APR: 28.49% variable
- Balance transfer fee: 4% for promotional APR transfers, none for balances transferred at the Transfer APR
- Cash advance fee: Either $5 or 5%, whichever is greater
- Late payment fee: Up to $40
- Foreign transaction fees: None
Apply for your card online
- Visit Capital One’s official application page
- Check eligibility to see offers in as little as 90 seconds
- Review rates, fees, and reward terms
- Complete the online application with accurate personal, income, and school information
- Submit the application and wait for Capital One’s decision
Get approved today!
This apply credit card moment could help you turn routine purchases into real rewards while building credit for life after graduation.
Before choosing other credit cards with cash back and no annual fee, review the SavorOne Rewards for Students and see why it stands out.