The Total Visa Card provides a real Visa credit card designed for individuals with less-than-perfect credit. With a fast application process and instant decision, you could be one step closer to financial stability.
Enjoy the benefits of 1% cashback on payments, credit bureau reporting, and a mobile app for easy account management. Take charge of your credit journey today!
About The Bank of Missouri
The Total Visa Card is issued by The Bank of Missouri, a trusted financial institution with a long history of providing credit solutions. The bank is known for offering accessible financial products, helping individuals establish or rebuild their credit with responsible usage.
In addition to the Total Visa Card, The Bank of Missouri provides a range of credit and financial products, ensuring that customers have access to the right tools to meet their financial needs.
How This Card Works
The Total Visa Card is a fully functional Visa credit card that can be used for everyday purchases, bills, and emergencies. It does not require a perfect credit history for approval, making it a great option for rebuilding credit.
As a Visa cardholder, you’ll also enjoy global acceptance, enhanced security features, and fraud protection—ensuring peace of mind every time you use your card.
Requirements to Apply
- To qualify for the Total Visa Card, you must meet the following criteria:
- Be at least 18 years old and a U.S. resident
- Have a valid checking account
- Pay a one-time $95 Program Fee to activate your account
Total Visa Card Fees
- APR for Purchases & Cash Advances: 35.99%
- Annual Fee: $50–$125 (varies by credit limit)
- Monthly Servicing Fee: Up to $10.25 per month
- Cash Advance Fee: $10 or 3% (whichever is greater) after the first year
- Late Payment & Returned Payment Fees: Up to $41
Step-by-Step Guide to Apply
- Complete Your Application – Fill out the secure online form with your details.
- Review Terms & Conditions – Understand all the card’s rates and fees.
- Get a Credit Decision – Receive a fast response on your application.
- Pay the $95 Program Fee – Once approved, pay the fee to activate your account.
Get Approved Today!
The Total Visa Card is designed for individuals who want a second chance at credit. Whether you need a reliable payment option or a way to rebuild your financial profile, this card provides a simple and accessible solution.
Click the button below to apply now and take the first step toward financial freedom!