Need a quick and easy way to fund your next big step? The LendingPoint Personal Loan offers a flexible borrowing range and a simple application process that won’t affect your credit score.
Whether you’re consolidating debt, covering an emergency, or planning a major expense, LendingPoint helps you unlock the possibilities. With fixed terms, fast ACH deposits, and no prepayment penalties, it’s a modern solution designed to meet real needs.
Get to know better:
- Loan amounts from $1,000 to $36,500: Choose exactly what you need based on your goals and budget.
- Terms from 24 to 72 months: Long and short-term options to keep your monthly payments manageable.
- Funds sent as early as the next business day: Once approved, LendingPoint moves fast to get money into your account.
Why we recommend this loan
LendingPoint Personal Loan stands out for its ability to serve a wide range of borrowers, including those with fair or improving credit. The prequalification process is soft pull only, so you can explore your options without risk.
It’s also worth noting that LendingPoint partners with FDIC-member banks like FinWise Bank and Coastal Community Bank. That means you’re not only getting flexibility, but also the backing of trusted financial institutions.
Loan according to your profile
This is the kind of loan that adjusts to your life, not the other way around. Whether you need $1,000 for car repairs or $30,000 to consolidate your debt, LendingPoint’s transparent terms and flexible conditions make it easy to move forward with confidence.
It’s perfect for individuals who are building or rebuilding their credit and need fast, predictable funding without endless red tape.
I want to apply for LendingPoint Personal Loan
Get prequalified in minutes without affecting your credit score—click below to discover your rate and take the next step today.