This is an easy and transparent way to cover expenses, with no application required and no credit check. It’s a loan designed to fit your lifestyle, letting you enjoy financial flexibility without the stress of high-interest rates or complicated processes.
Get to know better:
- No credit check – Your eligibility is based on your existing Chase account.
- Lower fixed APR – Pay less interest than with standard purchase APRs.
- No fees – No origination or early payoff fees, ever.
Why we recommend this loan
My Chase Loan® is all about convenience and peace of mind. It uses only part of your existing credit line, so you can keep using your Chase card for everyday purchases while also accessing cash when you need it.
Because everything is managed directly through your Chase account, you don’t have to juggle multiple due dates or providers. It’s seamless, secure, and gives you the flexibility to manage life’s expenses on your own terms.
Loan according to your profile
Whether you need extra funds for an upcoming purchase, to cover a personal expense, or just want the security of having cash on hand, My Chase Loan® adapts to your needs.
It’s ideal for Chase cardmembers who want predictable payments, lower APRs, and the confidence of borrowing directly from a trusted financial institution.