Need cash quickly for a project, emergency, or debt consolidation? With the OneMain Financial Personal Loan, you can apply online in minutes, get personalized offers, and receive your funds fast—even within one hour after loan closing.
It’s a solid option for those who want predictability and flexibility. Whether you choose a secured or unsecured loan, you’ll always know what you’re paying, when you’re paying, and how to plan ahead.
Get to know better:
- Fast funding after closing: Receive your money in as little as 1 hour using a debit card.
- Secured and unsecured options: Choose the best type of loan based on your profile and collateral.
- Fixed APR between 18.00%–35.99%: Lock in predictable payments for the entire loan term.
Why we recommend this loan
OneMain Financial offers something many lenders don’t: a choice between secured and unsecured loans, helping you unlock better conditions if you have a qualifying vehicle as collateral. This flexibility increases your chances of approval—even for larger amounts.
Additionally, their vast branch network (1,300+ locations) and SpeedFunds® option make OneMain Financial stand out when it comes to access and convenience. It’s ideal for anyone looking for fast, face-to-face service and quick disbursement.
Loan according to your profile
The OneMain Financial Personal Loan adapts to your lifestyle—whether you’re covering medical bills, car repairs, or making a major purchase. With repayment terms from 24 to 60 months, you can choose what fits your budget.
It’s best suited for individuals with fair to good credit who want a straightforward, fast loan process—and who value the flexibility of secured or unsecured options.
I want to apply for OneMain Financial Personal Loan
Get closer to your goals with one of the fastest personal loans available—click below and explore your options in just minutes.