Paying for your child’s education doesn’t have to be stressful. The SoFi parent loan offers simple, transparent financing with no required fees and a fully online process.
Whether you want fixed or variable rates, SoFi gives you flexible terms and repayment options so you can choose what works best for your budget. It’s a straightforward way to invest in your child’s success.
Get to know better:
- No required fees – no origination, late, or insufficient funds fees.
- Flexible repayment – choose from interest-only or full repayment options.
- Exclusive member benefits – rate discounts, financial planners, and rewards points.
Why we recommend this loan
The SoFi parent loan is designed for parents who want clarity and choice. With competitive APRs starting as low as 4.49% fixed or 5.16% variable, it helps you save compared to many federal Parent PLUS loans.
SoFi also stands out for its member experience. From networking opportunities to access to financial advisors, you get more than just a loan—you join a supportive financial community.
Loan according to your profile
If you’re committed to helping your child through college, this loan adapts to your financial reality. With terms from 5 to 15 years, you can balance affordability with long-term goals.
It’s ideal for parents and sponsors who want to manage education costs responsibly while enjoying flexibility and the confidence of a trusted lender.
I want to apply for SoFi parent loan
Take the step to fund your student’s education with ease. Click below and discover how SoFi makes borrowing simple, flexible, and stress-free!