The Total Visa Card is a hassle-free way to access a real Visa credit card without requiring a perfect credit score. Whether you need to improve your financial health or simply want a reliable payment option, this card is designed to help you take control.
With a quick online application process and a fast approval decision, getting your Total Visa Card is easier than ever. Plus, with 1% cashback on payments, every transaction brings you closer to better financial opportunities.
Why the Total Visa Card is for You
Looking for a credit-building solution? The Total Visa Card, issued by The Bank of Missouri, is designed for individuals with less-than-perfect credit who want to rebuild their financial future. By making timely payments, you can demonstrate responsible credit usage, which may positively impact your credit score over time.
Additionally, this card reports monthly to TransUnion, Experian, and Equifax, ensuring your payment history is reflected on your credit profile. Plus, with free credit monitoring powered by TransUnion, you’ll always be informed about your credit standing.
Pros and Cons of the Total Visa Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No perfect credit required – Approval is possible even with a low credit score.
- Monthly credit bureau reporting – Helps you build or rebuild your credit history.
Cons
- High APR (35.99%) – Interest rates are on the higher side if you carry a balance.
- Program fee required – A $95 one-time fee must be paid before activation.
How to Apply for the Total Visa Card
Applying for the Total Visa Card is quick and easy! In just four simple steps, you could get approved and start using your new card. Click the button below to start your application and take the first step toward better credit today.