American Family Insurance offers robust coverage options and telematics discounts that never penalize poor scores, maintaining competitive rates slightly below the national average. While claims satisfaction may lag slightly, AmFam’s financial stability and wide range of add-ons make it a solid choice for drivers in its 19 served states.
“Why I Recommend American Family Auto Insurance”
- Competitive pricing: Premiums slightly undercut the national average at $2,132 for full coverage.
- Comprehensive add-ons: Includes Gap, New Car Replacement, and Rideshare Endorsement without luxury pricing.
- No-penalty telematics: Programs like KnowYourDrive offer significant discounts without surcharges for poor driving data.
Who Is This Insurance For?
American Family Auto Insurance is ideal for drivers in 19 states who value customization and technology. It’s particularly beneficial for families looking to bundle policies, owners of new or financed vehicles needing specific add-ons, and safe drivers interested in maximizing savings through telematics programs.
FAQs About American Family Auto Insurance
How does American Family’s pricing compare?
American Family’s full-coverage premium averages $2,132, which is competitive compared to the U.S. average of $2,312.
What additional coverages can I choose?
Popular options include Gap insurance, New Car Replacement, Accident Forgiveness, and Rideshare Endorsement, enhancing coverage without significantly hiking costs.
How is the customer service?
Claims can be filed 24/7 via online platforms, with a focus on digital convenience. However, expect claims satisfaction to be statistically below average, indicating potential for delays.
What kind of discounts are available?
Save up to 25% by bundling policies, and enjoy telematics discounts through programs like KnowYourDrive, offering no penalty—just potential loss of discounts—for poorer scores.