Having a good annual fee-free credit card that gives you bonus points is something that almost everyone searches for nowadays.
The Bank of America Travel Rewards card was designed for these people, offering a welcome bonus and unlimited points.
Why This Card is for You?
If you’re looking for a credit card that offers rewards without the burden of an annual fee, the Bank of America Travel Rewards card could be the perfect fit. This card provides a solid introductory APR, unlimited points on purchases, and bonus points for new cardholders.
Additionally, with no foreign transaction fees, it’s an excellent choice for travelers who want to earn rewards while spending abroad.
Pros and Cons of the Bank of America Travel Rewards Credit Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Annual fee-free: Enjoy not having to pay an annual fee.
- No foreign transaction fees: You don’t have to pay for transactions made outside the US.
- Introductory APR: For the first 18 months, APR is 0%.
- Unlimited points: Earn 1.5 points for every $1 spent on purchases.
- Bonus points: Spend $1,000 in the first 90 days and receive 25,000 online bonus points.
- Online banking: Easily access your account from anywhere using your mobile device.
- Contactless payments: Pay quickly with just a tap, and add your card to a digital wallet for more convenience.
Cons
- Balance Transfer Fee: 3% or $10 of the transaction value.
- Standard APR: The 0% introductory APR is for a limited time only; after that, a variable APR from 16.99% to 26.99% applies.
How to Apply for Your Bank of America Travel Rewards Credit Card
Applying for the Bank of America Travel Rewards card is straightforward. You can start the process online, and it only takes a few minutes to complete your application.
Once approved, you’ll be able to access all the benefits and start earning rewards right away.