Explore this card designed for those who are serious about improving their credit profile while enjoying cashback and other valuable benefits.
Whether you’re starting from scratch or looking to rebuild, the Discover It Secured Credit Card offers a solid foundation without the burden of annual fees.
Why This Card is for You?
A good option for anyone interested in building or rebuilding their credit profile, the Discover It Secured Credit Card offers cash back and several other benefits.
This card does not charge an annual fee and allows you to access your FICO Score for free. Learn more now.
Pros and Cons of the Discover It Secured Credit Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No annual fee: It does not charge an annual fee.
- No credit score required: Apply with no minimum credit score.
- FICO Credit Score for free: You can view your FICO Score for free on the Discover mobile app.
- Cash Back: Get 2% back at gas stations and restaurants and 1% on all other purchases.
- National acceptance: This is a well-accepted card, with 99% nationwide acceptance.
- Cash Back Match: Get a dollar-for-dollar match on every cash reward earned.
- Build your credit: Build or rebuild your credit by developing a profile with major credit bureaus.
Cons
- High APR: The APR rate of this card is 25.99%.
How to Apply for Your Discover It Secured Credit Card
Applying for the Discover It Secured Credit Card is straightforward. Start by visiting the Discover website and filling out the application form with your details.
Ensure you have the necessary information and documents ready to speed up the process. Once your application is submitted, you’ll receive a response soon.