A student credit card can be a valuable tool for building your financial foundation. It provides an opportunity to establish credit history, which is essential for future financial endeavors.
If you’re a student looking to start your credit journey, the Discover It Student Cash Back Credit Card offers an excellent balance of benefits and features tailored specifically for your needs.
Why This Card is for You?
A student credit card is an excellent option for those just starting out financially and needing to build their credit score.
Discover It Student Cash Back was created to help students in this process, as it does not charge an annual fee. Find out more details below.
Pros and Cons of the Discover It Student Cash Back Credit Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No annual fee: Enjoy not having to pay an annual fee.
- Cash Back: Receive 5% cashback on selected categories.
- No Credit Score Required: It is based on data from the last 12 months of the application.
- Intro APR: Enjoy 6 months of 0% introductory APR.
- Designed for students: This card helps you build credit with responsible use.
- Choose your card design: Discover offers 10+ card styles to express yourself.
Cons
- Intro APR for a short time: 0% intro APR is for 6 months, then it will be 15.99% to 24.99%.
How to Apply for Your Discover It Student Cash Back Credit Card
Applying for the Discover It Student Cash Back Credit Card is simple. Start by visiting the Discover website, where you can fill out the application form with your personal and financial information.
Ensure you have your student ID and any other necessary documentation ready. After submitting your application, you will typically receive a response within a few days.