Discover the benefits of the Discover it® Chrome Gas & Restaurant Credit Card, designed to reward your road trip adventures and everyday spending.
With 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter, plus unlimited 1% cashback on all other purchases, this card is a must-have for those who love to hit the road and dine out.
Whether you’re commuting, traveling, or treating yourself to a night out, this card ensures you earn rewards for doing what you already love. The seamless cashback structure and extra bonus at the end of your first year make it stand out in a crowded market of reward cards.
Why This Card is for You
If you’re someone who regularly spends on fuel and dining, the Discover it® Chrome Gas & Restaurant Card is tailored for you. With no annual fee and an easy-to-understand cashback structure, you don’t have to chase rotating categories or remember to activate rewards.
Plus, Discover matches all the cashback you earn at the end of your first year—automatically. That means the more you use your card in year one, the more you get back with no limit.
Pros and Cons of the Discover it® Chrome Gas & Restaurant Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Generous Cashback: Earn 2% cashback on gas and dining. (Maximize rewards on your road trips and meals.)
- First-Year Cashback Match: All cashback earned in your first year is matched dollar-for-dollar. (Double your rewards without any caps or enrollments.)
- No Annual Fee: Enjoy all the perks with zero annual cost. (Keep more of your cashback earnings in your pocket.)
Cons
- Quarterly Limit: The 2% cashback applies only to the first $1,000 in combined gas and restaurant purchases per quarter. (May limit total rewards for big spenders.)
- Variable APR: After the 0% intro APR period, rates range from 18.24% to 28.24% based on creditworthiness. (Can be expensive if you carry a balance.)
How to Apply for the Discover it® Chrome Gas & Restaurant Card
Applying is quick and easy. Visit the official application page, fill out your details, and get a decision in minutes. Discover offers pre-qualification with no impact to your credit score, so you can see your chances before committing.
Once approved, you’ll receive your card within days and can start earning cashback immediately on your gas and dining purchases. With robust account management tools and mobile app access, tracking your rewards is simple and convenient.