Progressive Auto Insurance ranks as the second-largest auto insurer in the U.S., offering comprehensive coverage with standout features.
Their A+ AM Best rating assures strong financial stability, while optional add-ons like Roadside Assistance and Rideshare Endorsement cater to specific needs. Programs such as Snapshot® offer drivers an average annual savings of $231.
Why I Recommend Progressive Auto Insurance
- Strong financial stability with an A+ rating from AM Best.
- Technology-driven savings programs, like Snapshot®, offer significant annual savings.
- Extensive add-ons, including coverage for rideshare drivers, provide flexible options.
For whom is this insurance ideal?
Progressive is best suited for tech-friendly drivers who are eager to save via telematics, high-risk individuals needing affordable rates, and those requiring extensive add-ons like road assistance and rideshare coverage.
How does the claims process work?
With 24/7 claim filing via app, web, or phone, Progressive aims to resolve claims in 30 days, supported by a network of 1,700+ Service Centers.
What are the potential drawbacks?
Progressive’s service is middle-of-the-road according to J.D. Power scores, and while rates tend to increase post-claim, their wide range of discounts and add-ons could offset this for the right driver.
Is this insurance right for low-risk drivers?
Low-risk, low-mileage drivers might find better deals with competitors, but Progressive offers competitive features for those interested in tech-driven savings tools.
Progressive Auto Insurance combines financial strength and technological innovation, making it a smart choice for certain drivers. With the right usage, its savings programs and flexible add-ons can be highly beneficial.