This card was designed for those who don’t like paying fees such as annual fees and high APRs.
Here’s a list of the pros and cons of the BankAmericard card so you can find out why it’s right for you. Read on to learn more.
Why This Card is for You?
If avoiding fees is your priority, the BankAmericard card might be the perfect fit for you. With no annual fee and a generous 0% introductory APR for the first 21 billing cycles, this card offers great value.
In addition, it provides access to your FICO Score and comes with contactless payment options, making it both secure and convenient.
Pros and Cons of the BankAmericard Credit Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No annual fee: Don’t worry, this is a no-fee card.
- Introductory APR: Get a 0% introductory APR for the first 21 billing cycles.
- FICO Score: Easily access your FICO Score using your mobile or online banking.
- Contactless payments: Pay with ease using contactless technology—just tap and go.
- Online banking: Quickly access everything you need from anywhere using your mobile device.
- More security: Bank of America blocks potential fraud if abnormal behavior is detected.
Cons
- Introductory APR for a limited time only: After 21 months, a variable APR applies, ranging from 14.99% to 24.99%.
- Balance Transfer Fee: From $10 to 3% of the amount of each transaction, depending on which is greater.
How to Apply for Your BankAmericard Credit Card
If you believe the BankAmericard card could be a good fit for you, it’s easy to apply.
Just click below, and we’ll guide you through the process.