Nobody likes paying fees, and the Bank of America Customized Cash Rewards card was designed with that in mind—it’s annual fee-free.
In addition, this card offers cash rewards and other valuable benefits. Continue reading to find out more.
Why This Card is for You?
If you’re looking for a card that not only avoids annual fees but also offers cash back on your purchases, the Bank of America Customized Cash Rewards card could be a great choice.
With flexible cash back options and a low introductory APR, it’s designed to meet your everyday needs.
Pros and Cons of the Bank of America Customized Cash Rewards
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No annual fee: You don’t have to worry about paying an annual fee.
- Low Introductory APR: Enjoy 0% intro APR for the first 18 months.
- Contactless payments: This card includes the Tap to Pay technology.
- Digital Wallet: Add your credit card to your mobile for convenient shopping with Apple Pay®, Google Pay™, or Samsung Pay.
- Cash back: Earn 3% in selected categories of your choice, 2% at grocery stores, and 1% on other purchases.
- Online banking: Access your bank account on your cellphone to pay bills, transfer funds, and more.
- More protection: In case of potential fraud, Bank of America blocks it and sends you an alert message.
Cons
- Introductory APR for a limited time: After 18 months, a variable APR from 16.99% to 26.99% applies.
- Balance Transfer Fee: From $10 to 3% of the value of each transaction.
How to Apply for Your Bank of America Customized Cash Rewards
Applying for the Bank of America Customized Cash Rewards card is a straightforward process.
You can get started online, and in just a few minutes, you’ll be on your way to enjoying all the benefits this card has to offer.