If you want a new credit card that adapts to your spending, the Bank of America Customized Cash Rewards credit card is a premier choice.
This card puts you in the driver’s seat by allowing you to select which category earns the most, making it a highly flexible credit card for beginners and experts alike.
Is the Bank of America Customized Cash Rewards a good credit card?
This is widely considered one of the good credit cards for those who want to target specific high-expense areas like online shopping or gas.
By offering a credit card no annual fee, Bank of America ensures that your rewards stay in your pocket rather than going toward maintenance costs.
Pros and cons of the Bank of America Customized Cash Rewards
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Customizable Rewards: Earn up to 6% cash back in a category of your choice for the first year, such as gas, dining, or online shopping.
- Welcome Bonus: Snag a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days.
- No Annual Fee: Enjoy all these premium features with a 0 annual fee credit card.
Cons
- Earning Caps: The elevated rewards are limited to the first $2,500 in combined choice category/grocery/wholesale club purchases each quarter.
- Foreign Transaction Fees: This may not be the best credit card for travel benefits abroad due to potential transaction fees.
How to apply for credit card access with Bank of America
Take advantage of this exclusive credit card offer to start earning more on the things you already buy. This is a limited-time opportunity to secure a low interest credit card with an introductory 0% APR period for 15 billing cycles, so don’t wait to begin applying for credit card status.
Your journey toward smarter spending starts with a quick and secure apply credit card process online.