Ready to take control of your financial future? The Petal 1 Card is designed to help you build and maintain a healthy credit score, whether you’re starting from scratch or working to improve your credit.
With no annual membership fee and fantastic cash-back offers from select merchants, Petal 1 ensures you’re on the right path without any hidden costs.
Imagine a credit card that not only helps you improve your financial standing but also rewards you for every purchase.
The Petal 1 Card gives you the chance to earn between 2% and 10% cash back at participating merchants.
Why the Petal 1 Card is for You
The Petal 1 Card is your gateway to building credit responsibly. With a $0 annual membership fee, it’s a hassle-free way to start or rebuild your credit score.
You can enjoy the flexibility of earning cash back on purchases at select merchants, making everyday spending more rewarding.
The card’s user-friendly app features empower you to stay on top of your credit journey. Track your score, manage your transactions in real time, and receive push notifications to never miss a payment.
With the Leap program, you’ll also be eligible for a credit line increase after six months of on-time payments.
Pros and Cons of the Petal 1 Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No Annual Membership Fee: You can build your credit without any ongoing costs, making it an affordable choice.
- Cash Back Rewards: Earn between 2% and 10% cash back at select local and national merchants, enhancing your purchasing power.
- Real-time Account Management: Stay updated on your transactions and credit score with the Petal app.
Cons
- High Variable APR: Ranges from 25.24% to 34.74%, which can add up if you carry a balance.
- Limited Cash Back Availability: Cash back offers are only available at select merchants, which may not cover all your spending needs.
How to Apply for the Petal 1 Card
Ready to take control of your credit?
Click the button below to discover all the details and apply for the Petal 1 Card today!