The Prosper® Card is designed for anyone ready to take control of their financial journey. With no security deposit required, an initial credit line of up to $3,000, and no annual fee for the first year when you enroll in AutoPay, this card gives you the tools to build credit and manage money confidently.
From instant access to half your credit line upon approval to free financial education resources, the Prosper® Card makes it easier to stay on track. Plus, you won’t pay fees for ATM cash withdrawals, giving you peace of mind in case of emergencies.
Why This Card is for You?
The Prosper® Card was created to help people grow their financial confidence. With automatic reviews for credit line increases and monthly credit bureau reporting, it supports healthy financial habits that can lead to stronger credit over time.
And it doesn’t stop there—Prosper gives cardholders free access to exclusive financial courses and resources. Whether you want to track your spending, boost your financial literacy, or build credit responsibly, this card empowers you every step of the way.
Pros and Cons of the Prosper® Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No annual fee the first year with AutoPay
- No security deposit required
- No ATM cash withdrawal fees
Cons
- $59 annual fee after the first year
- Credit line increases are not guaranteed
How to Apply for Your Prosper® Card
Applying is quick and simple. You can check your offer online without affecting your credit score. Once approved, you’ll receive instant access to 50% of your credit line, with the remainder available as soon as your physical card arrives.
The Prosper® Card, issued by Coastal Community Bank, Member FDIC, provides a fast decision process and Mastercard acceptance worldwide. It’s an easy way to start building your credit with confidence.