The Samsung Galaxy Card, issued by Barclays Bank Delaware, combines a strong welcome offer with rewards tailored to Samsung users. As a cashback credit card, it earns 5% cash rewards on eligible purchases made directly from Samsung.
There is more value beyond Samsung purchases. This credit card with cashback earns 3% on Samsung Wallet purchases made with the card, 2% on eligible streaming services, and 1% on all other purchases, including groceries, gas and travel.
Is the Samsung Galaxy Card a good card?
For consumers who regularly buy Samsung products, this cash rewards credit card offers an attractive combination of elevated rewards and no annual fee.
The card also has no foreign transaction fees, making it worth considering as an international credit card for purchases outside the United States.
Pros and cons of the Samsung Galaxy Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- 5% cash rewards: earn 5% on eligible purchases made directly from Samsung.
- $200 bonus cash rewards: earn the bonus after spending $2,000 on purchases within the first 90 days of account opening.
- $0 annual fee: keep the card without paying an annual membership fee.
Cons
- High variable APR: the purchase APR ranges from 23.49% to 32.24%, depending on creditworthiness and other factors.
- Highest rewards are Samsung-focused: the 5% cash rewards rate applies to eligible purchases made directly from Samsung.
How to apply for your Samsung Galaxy Card
If you want an online credit card that rewards spending within the Samsung ecosystem, the Samsung Galaxy Card deserves attention. The $200 introductory bonus is tied to spending $2,000 on purchases within the first 90 days.
The combination of a $0 annual fee, multiple cash rewards categories and no foreign transaction fees gives this no annual fee credit card several ways to deliver ongoing value.