Shopping at Target just got even better! With the Target Circle™ Card, you enjoy instant savings, exclusive perks, and extended return windows—all without an annual fee. Whether you shop in-store or online, this card gives you 5% off on every eligible purchase, making it a must-have for frequent Target shoppers.
Beyond savings, this card comes with free two-day shipping on thousands of items and an extra 30 days for returns, so you can shop stress-free. If you’re a loyal Target customer, this card is designed to maximize your rewards and enhance your shopping experience every time you check out.
Why the Target Circle™ Card is for You
If you love shopping at Target, this card is a game-changer. The standout benefit is the 5% discount on almost everything in-store and online, letting you save instantly at checkout. This discount even applies to essentials like groceries, apparel, and electronics—no need to track complicated rewards programs.
Additionally, free two-day shipping on thousands of items at Target.com means you get what you need, when you need it. With an extended return window, you have more time to decide on your purchases. The simplicity, savings, and convenience make this a top-tier store card for Target shoppers.
Pros and Cons of the Target Circle™ Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- 5% Discount on All Eligible Purchases
Enjoy instant savings every time you shop at Target, both online and in-store. - Free Two-Day Shipping
Get your purchases delivered fast with no additional cost for thousands of items.
Cons
- Limited to Target Purchases
The discount and perks apply only at Target, so it’s not a general-use credit card. - High APR if Balance is Carried
Carrying a balance can lead to high interest charges, so it’s best to pay in full each month.
How to Apply for the Target Circle™ Card
Ready to start saving 5% on every Target purchase? Click the button below to explore all the benefits and see if this card is the perfect fit for you!