The Prime Visa, issued by Chase, is built to reward spending that many Prime members already do. As a credit card with cash rewards, it earns unlimited 5% back at Amazon.com, Whole Foods Market and on Chase Travel purchases for cardmembers with an eligible Prime membership.
Its earning potential goes further, making this cashback credit card useful for everyday expenses as well. Cardholders earn unlimited 2% back at gas stations, restaurants, local transit and commuting, plus unlimited 1% back on all other purchases anywhere Visa is accepted.
What are the benefits of Chase?
Chase provides the account management and redemption infrastructure behind the Prime Visa. With this credit card with points, rewards earned as percentage back are tracked as points, with every $1 in rewards equal to 100 points.
The redemption options add flexibility to this cash rewards credit card. Cardmembers can use points toward eligible Amazon.com purchases or redeem through Chase for cash back, gift cards or travel.
How does this credit card work?
With an eligible Prime membership, the Prime Visa earns unlimited 5% back at Amazon.com, Whole Foods Market and on Chase Travel purchases, plus 10% back or more on a rotating selection of eligible Amazon.com products and categories through Prime Card Bonus offers.
Because the card can be used anywhere Visa is accepted and charges no foreign transaction fees, it can also serve as an international credit card.
Requirements to apply for this credit card
- Sign in to Amazon to access the offer and application available based on Prime membership status.
- Submit a credit card application for approval.
- Have an eligible Prime membership to qualify for the advertised $150 Amazon Gift Card offer and 5% Prime rewards rates.
- The Amazon Gift Card welcome offer is available to new cardmembers at the time of approval.
Card fees
- Annual credit card fee: $0.
- Foreign transaction fee: $0.
- Variable APR after eligible promotional financing periods: 18.74% to 27.49%.
- Eligible Amazon.com and Amazon Pay purchases of $50 or more can qualify for 0% promo APR for 6 months when promotional financing is selected instead of rewards.
- Eligible Amazon.com and Amazon Pay purchases of $250 or more can qualify for 0% promo APR for 12 months when promotional financing is selected instead of rewards.
Apply for your card online
- Sign in to your Amazon account.
- Access the Prime Visa application available according to your Prime membership status.
- Review the current offer and pricing terms before applying.
- Complete and submit the credit card application.
- Wait for the credit decision.
- If approved as an eligible Prime applicant, receive the advertised $150 Amazon Gift Card in your Amazon Gift Card Balance.
- Once approved, the physical credit card is expected to arrive in a plain white envelope within two weeks.
Get approved today!
If Amazon and Whole Foods Market already account for a meaningful share of your spending, this no annual fee credit card offers a straightforward opportunity to earn more without adding an annual credit card fee.
The current welcome offer makes this cashback credit card even more attractive for new eligible cardmembers. Apply while the $150 Amazon Gift Card offer is available, and if approved, the reward is loaded instantly to your Amazon Gift Card Balance, subject to the applicable offer terms.