If you are considering a new credit card, Nu offers a simple rewards structure with unlimited 1.5% cashback on every purchase and instant redemption toward your statement balance.
For people comparing credit cards with cash back and no annual fee, the Nu Credit Card adds premium metal construction, virtual card access and no foreign transaction fees.
What are the benefits of Lead Bank?
Lead Bank, Member FDIC, provides the Nu Credit Card, while Nu United States LLC is a financial technology company and not a bank. That clear structure can matter when comparing good credit cards.
For anyone applying for a credit card, Nu United States LLC provides credit servicing, while Nu also offers 24/7 multilingual customer support and app based card management.
How does this credit card work?
As a credit card for cash back, the Nu Credit Card automatically earns unlimited 1.5% cashback on every purchase, without rotating categories, activation requirements or spending caps.
It also works as a credit card with travel benefits through Mastercard World Elite, including hotel offers, travel and lifestyle services, Priceless experiences and 24/7 World Elite Concierge.
Requirements to apply for this credit card
- The Nu Credit Card is subject to credit approval
- The online sign up form requests an email address
- You need to provide your preferred name
- The form requests a United States ZIP Code
- You must acknowledge Nu’s Privacy Notice when continuing
Card fees
- Annual fee: $0
- Foreign transaction fee: $0
Apply for your card online
- Visit the Nu Credit Card online sign up form
- Enter your email address and preferred name
- Provide your ZIP Code
- Review and acknowledge Nu’s Privacy Notice
- Continue with the application, which is subject to credit approval
- Once approved, create and manage virtual cards through the Nu app
- Add a virtual card to Apple Pay or Google Wallet to make purchases before the physical card arrives
Get approved today!
If you want to apply for a credit card without paperwork or an in person process, Nu offers a fully digital experience designed to get eligible approved customers ready to spend quickly.
Every credit card application remains subject to credit approval, but approved customers can access virtual cards through the app even before the physical Nu Credit Card arrives.