Securing this versatile credit card ensures that whether you are buying groceries or dining out, you build big rewards.
What are the benefits of Wells Fargo?
Choosing a card issued by this pioneer means you are backing your journey with a top-tier credit card offer. Cardholders can easily navigate the secure mobile app after completing their official credit card application online with the bank.
This tool helps you maintain absolute control over your profile while enjoying a premium credit card no annual fee lifestyle.
How does this credit card work?
Operating on the prestigious Visa network, this credit card for travel benefits extends far beyond simple flat-rate cash rewards. It is the perfect starter credit card for professionals who want premium perks without the headache of complicated tier systems.
You can easily apply credit card rewards toward past purchases, order merchant gift cards, or deposit money into your account.
Requirements to apply for this credit card
- Must be at least 18 years of age
- U.S. residential address and valid Social Security Number (SSN) or ITIN
- Agree to a credit bureau inquiry to evaluate your income and credit history
- Cannot have opened a Wells Fargo-branded consumer credit card within the last 6 months
- Must unfreeze your credit bureau files prior to initiating the application process
Card fees
- Annual fee: $0, making it an elite 0 annual fee credit card option
- Introductory purchase APR: 0% for the first 12 months from account opening
- Regular variable APR: 18.49%, 24.49%, or 28.49% after the intro period expires
- Balance transfer fee: 3% (minimum $5) within the first 120 days; up to 5% thereafter
- Foreign transaction fee: 3% of each transaction converted into U.S. dollars
- Late payment fee: Up to $40
Apply for your card online
- Click the official button below to be redirected securely to the encrypted application portal.
- Fill out your personal details, including full name, date of birth, and contact information.
- Provide your financial metrics, such as housing status, employment type, and gross annual income.
- Review the electronic disclosures, accept the terms, and confirm your mobile carrier details.
- Submit your completed form to receive an instant lending decision from the issuer.
Get approved today!
By deciding to apply for credit card access today, you are locking in a powerful financial asset that guarantees massive returns.
Act now to claim your premium introductory terms and experience the power of the best 0 credit card balance transfer and purchase option.