Whether you are looking for a starter credit card to build your profile or a secondary tool to maximize specific expenses, this offer provides the security of a credit card no annual fee structure.
By applying for credit card options that focus on your top spending habits, you gain the advantage of a low interest credit card introductory period while earning significant rewards on everything from groceries to home improvement.
Is the Citi Custom Cash Card a good card?
This card also serves as a strong credit card for travel rewards, offering an additional 4% cash back on hotels and car rentals booked through the Citi Travel℠ portal.
It is the best credit card to apply for if you want a credit card 0 apr introductory offer on balance transfers for 18 months, allowing you to manage your debt while earning ThankYou Points on every purchase.
Pros and cons of the Citi Custom Cash Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Automatic 5% Back: earn high rewards on your top category like gas or dining without opting in.
- Generous Welcome Bonus: earn $200 cash back after spending $1,500 in the first 6 months.
- No Annual Fee: enjoy premium rewards and FICO® score access with a 0 annual fee credit card.
Cons
- Spending Cap: the 5% rate is limited to the first $500 spent in your top category per month.
- Foreign Fees: not the ideal credit card for travel benefits abroad due to a 3% foreign purchase fee.
How to apply for your Citi Custom Cash Card
Starting your journey is simple with a secure credit card application that provides a clear path to approval for those with good to excellent credit.
Take advantage of this opportunity by applying for credit card benefits that offer credit cards with high limits potential and the peace of mind that comes with $0 liability on unauthorized charges.