The Prime Visa issued by Chase can turn routine spending into meaningful rewards. This credit card with cashback earns unlimited 5% back at Amazon.com, Whole Foods Market and on Chase Travel purchases, combining strong earning potential with simple everyday value.
This cash rewards credit card earns unlimited 2% back at gas stations, restaurants, local transit and commuting, plus unlimited 1% back on all other purchases. New eligible Prime cardmembers can also receive a $150 Amazon Gift Card instantly upon approval.
Is the Amazon Prime Visa a good card?
For eligible Prime members who already spend regularly with Amazon or Whole Foods Market, this cashback credit card has an especially compelling rewards structure.
The Prime Visa also works as a travel rewards credit card, earning unlimited 5% back on eligible Chase Travel purchases for cardmembers with an eligible Prime membership.
Pros and cons of the Amazon Prime Visa
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Unlimited 5% back: eligible Prime cardmembers earn 5% back at Amazon.com, Whole Foods Market and on Chase Travel purchases.
- $150 Amazon Gift Card: eligible Prime members can receive the gift card instantly upon approval.
- No annual credit card fee: there is no annual credit card fee, and there are no foreign transaction fees.
Cons
- Prime membership matters: the highest 5% rewards rates require an eligible Prime membership.
- High APR after promotional financing: after applicable 0% promotional periods on qualifying Amazon.com or Amazon Pay purchases, a variable APR of 18.74% to 27.49% applies.
How to apply for your Amazon Prime Visa
For anyone looking for an online credit card that immediately rewards an existing Amazon Prime relationship, the application comes with a particularly attractive incentive.
The Prime Visa can also work as a credit card with no annual fee and low interest for specific qualifying purchases when promotional financing is selected.