Starting your financial journey? The BankAmericard for Students is a smart first step toward a solid credit history.
With no annual fee and tools to help you stay in control, it’s designed for students ready to build good credit habits.
Why the BankAmericard for Students is for you?
The BankAmericard for Students makes it easy to learn responsible credit management. With $0 annual fee, it helps you save while you build your future.
You’ll also get free monthly FICO® Score access, fraud protection, and online tools that make budgeting and payments simple for students everywhere.
Pros and cons of the BankAmericard for Students
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No annual fee: Save money every year while you focus on building credit.
- Intro APR 0% for 18 billing cycles: Enjoy interest-free purchases and balance transfers in the first months.
- Free FICO® Score access: Track your progress and understand the factors shaping your score.
Cons
- Balance transfer fees: Intro 3% fee for transfers within 60 days, then 4% after.
- Variable APR after intro period: Standard rates range between 15.24% and 25.24%.
How to apply for the BankAmericard for Students:
Apply in minutes and start building your credit history today – just click the button below to see all the details.