Choosing a credit card with travel points or flat-rate cash rewards ensures that your regular budget drives consistent value. You can now supercharge your returns with a highly competitive 0 annual fee credit card that offers premium protection benefits.
Is the Wells Fargo Active Cash® Card a good card?
With this powerful credit card no interest periods on purchases for 12 months will give you ultimate breathing room. This feature makes it one of the most attractive good credit cards available on the market right now for daily use.
It truly represents a top choice for anyone looking for credit cards with cash back and no annual fee benefits. You gain access to luxury hotel collections and global emergency assistance with a premium credit card experience that protects you.
Pros and cons of the Wells Fargo Active Cash® Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Unlimited 2% cash rewards: Earn a flat 2% cash back on all net purchases with absolutely no categories to track or quarterly activations required.
- Generous welcome bonus: Earn a $200 cash rewards bonus after spending just $500 on purchases within the first 3 months of account opening.
- Premium protection benefits: Enjoy up to $600 of cellular telephone protection against damage or theft, subject to a minor $25 deductible.
Cons
- Foreign transaction fee: Charges a 3% fee on purchases made outside of the United States, making it less ideal for international travel.
- Strict introductory eligibility: The welcome bonus and intro APR are unavailable if you have opened a Wells Fargo credit card in the last 48 months.
How to apply for your Wells Fargo Active Cash® Card
Completing your online credit card application takes just a few minutes, putting you on the fast track to luxury perks. Take control of your future today by submitting your secure request for this top-performing, modern new credit card.
Start turning your everyday bills into automated wealth by applying for credit card options that truly value your consumer loyalty.